Legal

The following information is very important. You should read this information if you are unclear at any time as to the purposes of this website and who is responsible for its maintenance.

Terms and Conditions
Kames Capital is an AEGON Asset Management company and includes Kames Capital plc (no: SC113505) and Kames Capital Management Ltd (no: SC212159). Both are registered in Scotland and have their registered office at Kames House, 3 Lochside Crescent, Edinburgh EH12 9SA. Kames Capital plc is authorised and regulated by the Financial Conduct Authority, (FCA reference no: 144267). Kames Capital plc provides segregated and retail funds and is the Authorised Corporate Director of Kames Capital ICVC, an Open Ended Investment Company. Kames Capital Management Ltd provides investment management services to AEGON, which provides pooled funds, life and pension contracts. Kames Capital Management Ltd is an appointed representative of Scottish Equitable plc, an AEGON company, whose registered office is 1 Lochside Crescent, Edinburgh Park, Edinburgh, EH12 9SE (PRA/FCA reference no: 165548).

United Kingdom Residents:
This website is issued in the United Kingdom and is intended primarily for the information and use of United Kingdom residents. Any individuals resident out with the United Kingdom should consult their professional advisers to obtain guidance on whether they need to take any action or receive any consents to enable them to invest in products mentioned in this site.

The information displayed on this website should not be regarded as an offer to buy or sell any investments in any jurisdiction or country where such action would be contrary to local law or regulation. In particular, but without limitation, the investments may not be offered to citizens or residents of the United States of America.

Information, Not Advice:
This website is for information only. It is not intended to offer advice and is not to be taken as in any way offering advice.
This website is not in any way an offer to sell Kames Capital products. If you want advice on any product, please contact your financial adviser. You should be aware that a financial adviser may charge a fee.

Risks:
You should be aware that the value of investments and the income from them can fall as well as rise and you might not get back the amount invested. Exchange rate fluctuations can cause the value of investments to go up and down and can affect funds to differing degrees. Past performance is not a guide to future performance. Some funds have specific risks due to the nature of the sectors which they invest in and their investment objectives.

You should read the sections on risk within the relevant Key Investor Information document, any Customer Agreement document and the relevant Prospectus in detail before investing.

Copyright:
Kames Capital is the name under which investment products and services are provided by Kames Capital UK plc. The companies forming Kames Capital have copyright of the pages of this website and the material and information contained in those pages.

The pages of this website may not, in whole or in part, be reproduced, copied, stored, transmitted, or used by any party except for the purpose of downloading for private, non-commercial, viewing purposes or where we have given our prior written consent. You must not alter anything on this website and no material from this site may be used on any other website and no links may be created to this website without our prior written consent.

Website Use:
We will not be liable for any claims, penalties, losses, damages, costs or expenses arising from the use of or inability to use, interruption or availability of, this website its operation or transmission, computer viruses, or any unauthorised access to or alteration of the site. We do not warrant that the contents of this website are compatible with all computer systems and browsers.

This website may provide links to other websites. Those linked sites are not under our control. The provision of a link is not evidence of any endorsement of the material held there. We do not accept responsibility in any way for the contents of any linked site, or any link contained in a linked site, or for any material that you encounter when you leave this website. In particular, you may be going to a website which is not owned or operated by a regulated financial services company.

The content of this website may change from time to time and you should ensure that you rely upon the most up to date literature available.

E-mail:
We cannot guarantee that any e-mail sent to us will be received, or that the contents will remain private or unaltered during transmission. If you are concerned about this, then please consider other means of communication. You will be responsible for ensuring that any electronic message or information you send to us is free from any virus or defect that may harm our systems in any way.

Complaints:
If you wish to complain about any aspect of the service you have received, or any aspect of this site, please contact us using the following details:

Institutional Investor:
Kames Capital
Institutional Client Service Team
Kames House
3 Lochside Crescent
EDINBURGH
EH12 9SA
Telephone: 0131 549 3945

Individual Investor:
Complaints Manager
Complaints Department
Kames Capital
BNY Mellon House
Ingrave Road
Brentwood
CM15 8TG
Telephone: 0800 45 44 22

If your complaint is not dealt with to your satisfaction, you may refer the matter to the Financial Ombudsman Service, or an equivalent body in another country as appropriate.

The Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
LONDON
E14 9SR
Telephone: 0800 023 4567
Fax: 020 7946 1001

Tax: Any information relating to taxation is provided to the best of our knowledge, and can subject to change by the Inland Revenue (or other tax authority) at anytime. Nothing on this website is intended as tax advice and you should seek advice from a financial adviser or tax adviser about your own personal tax position.

The terms of, and use of, this web site shall be governed by the law of Scotland.